Terms and Conditions

1. Introduction

Farmers.ng provides a digital banking platform (the “Platform”) to our customers. These terms and conditions of use (the “Terms”) govern your use of the Platform. By accessing or using the Platform, you agree to be bound by these Terms. If you do not agree to these Terms, you should not use the Platform.

2. Eligibility

To use the Platform, you must be at least 18 years of age and have the legal capacity to enter a contract. You must also be a resident of the country where the Platform is available and have a valid government-issued ID.

3. Account Registration

To use the Platform, you must register for an account. During the registration process, you will be required to provide certain personal and financial information. You agree to provide accurate and complete information and to keep your account information up to date. You are responsible for maintaining the confidentiality of your account information and are fully responsible for all activities that occur under your account.

4. Use of the Platform

You may use the Platform only for lawful purposes and in accordance with these Terms. You agree not to use the Platform to:

  • Violate any applicable laws or regulations
  • Infringe on the rights of third parties
  • Send or receive any illegal or unauthorized funds
  • Spread any malicious software or viruses
  • Engage in any other activities that may damage the reputation of Farmers.ng or harm our customers or partners

5. Proprietary Rights

The Platform and all intellectual property rights in and to the Platform are owned by Farmers.ng or our licensors. You may not use any content or materials on the Platform for any commercial purpose without the express written consent of Farmers.ng.

6. Disclaimer of Warranties

The Platform is provided on an “as is” and “as available” basis. We do not guarantee that the Platform will always be available or that it will be free from errors or interruptions. You acknowledge that your use of the Platform is at your own risk.

7. Limitation of Liability

In no event shall Farmers.ng be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Platform.

8. Changes to the Platform and these Terms

Farmers.ng reserves the right to make changes to the Platform and these Terms at any time. Your continued use of the Platform following any changes constitutes your acceptance of the new terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the country where the Platform is available, without giving effect to any principles of conflicts of law.

10. Contact Us

If you have any questions or concerns about these Terms, please contact us at legal@farmers.ng.


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